Payment Instructions

English Master Institute (EMI) Worldwide

Thank you for choosing to make a payment to English Master Institute (EMI) Worldwide. To ensure transparency, security, and compliance with international financial regulations, please carefully follow the instructions below.

1. EMI International Account Details

CLICK HERE FOR CARD PAYMENT OR OTHER ONLINE TRANSFER

Direct Bank Deposit Details:

Currency	Account Number
₦ Naira	1029622897
$ USD	3005020048
£ EURO	3005020062
€ GBP	3005020000

Account Name: EMI WORLDWIDE LTD
Bank Name: UNITED BANK FOR AFRICA PLC, NIGERIA
Bank Branch Address: UBA Palm Grove Branch, Ikorodu Road, Lagos State, Nigeria
SWIFT Code: UNAFNGLA
Receiver Address: Plot 9 Tiamiyu Igangbe Raji, Unity Estate, Agura, Ikorodu, Lagos, Nigeria
Postal Code: 104101

For books and other digital products, kindly check the EMI official store: OFFICIAL ONLINE STORE

Alternative Payment Account

Account Holder: Philip Osemudiamhe Oyani

Account Number: 2220676340

Bank: United Bank for Africa (UBA)

SWIFT/BIC: UNAFNGLA

Branch: UBA Palm Grove Branch

Branch Address: Ikorodu Road, Lagos State, Nigeria

City: Lagos

State: Lagos State

Country: Nigeria

Telephone: +234 903 410 8071

Payment Status: Authorised Alternative Payment Account for EMI Worldwide

2. Approved Payment Methods

EMI WORLDWIDE LTD provides the following flexible payment options:

A. Bank Deposit / Bank Transfer (Primary & Recommended)

Most secure and traceable method
Use the bank account details above

B. Card Payment and Direct Mobile Money Transfer via EMI Online Link

Convenient for clients with card access
Automatic payment confirmation through the Selar link

CLICK HERE FOR CARD PAYMENT OR OTHER ONLINE TRANSFER

C. Cash Pickup via Western Union, RIA, MoneyGram, or WorldRemit (Conditional)

Available for clients who cannot process direct bank transfers or card payments
Important: Specify the purpose of funds in the payment description
Approved Recipient Information:
- First Name: Philip
- Middle Name/Other Name: Osemudiamhe
- Surname: Oyani
- Phone Number: +2349034108071
- Email: philipoyani@gmail.com
- Address: 5, Awolaja Street, Akoka, Lagos
- City: Akoka or Shomolu
- State: Lagos
- Country: Nigeria
Forward proof of payment to emiglobalfinanceteam.info@gmail.com

EMI reserves the right to guide clients to the most suitable payment method for compliance and record-keeping purposes.

3. Payment Description

All payments must include a clear description of the purpose, such as:

Tuition Fee
Professional Certificate Program
Honorary Degree Processing
Consultancy Fee
Donation / Institutional Support
Purchase of Books or Digital Products

Payments without proper description may experience verification delays.

Follow the link below for Cryptocurrency (Stablecoin) Payment Options.

Cryptocurrency (Stablecoin) Payment Option

ALTERNATIVE PAYMENT FACILITY

For the convenience of candidates, students, partners, and other authorised payers, EMI Worldwide provides a range of official payment channels, including bank transfers, Western Union, MoneyGram, RIA, WorldRemit, stablecoin payments, and card payments, as specified on this Payment Instructions page.

Where a payer experiences difficulty completing a transaction through EMI Worldwide’s primary official account or any of the designated payment channels, an Alternative Payment Facility has been established through the personal bank account of the International Chancellor, Prof. Philip Osemudiamhe Oyani (a.ka. Prof. Philip Oyani PhilSpirit), who is duly authorised by EMI Worldwide to receive designated payments on behalf of the Institute.

This facility is provided solely as an additional payment option and does not replace or supersede EMI Worldwide’s primary official payment channels.

ALTERNATIVE BANK ACCOUNT DETAILS

Account Holder: Philip Osemudiamhe Oyani
Account Number: 2220676340
Bank: United Bank for Africa (UBA)
SWIFT/BIC: UNAFNGLA
Country: Nigeria
State: Lagos State
City/Town: Akoka / Shomolu
Bank Branch: UBA Palm Grove Branch, Ikorodu Road, Lagos State, Nigeria
Telephone: +234 903 410 8071

IMPORTANT PAYMENT NOTICE

Payers are encouraged, whenever practicable, to use the primary official EMI Worldwide payment channels provided above.

The alternative account should be used principally where a payer encounters difficulty accessing or completing payment through the Institute’s designated official channels.

Any payment made through this Alternative Payment Facility for an authorised EMI-related purpose shall be subject to verification, reconciliation, and official recording by EMI Worldwide in accordance with the Institute’s applicable administrative procedures.

Upon completing a payment, the payer must retain the transaction receipt or payment confirmation and submit it to the appropriate EMI Worldwide International Office for verification and issuance of the relevant payment acknowledgement.

Where applicable, the payer should clearly state the purpose of the transaction, such as registration, tuition, certificate processing, donation/support, degree conferment, professional services, partnership-related fees, or other authorised EMI payments.

TRANSPARENCY AND SECURITY

EMI Worldwide advises all payers to make payments only through the payment channels and account details officially published on this page. No staff member, representative, administrator, agent, or third party is authorised to substitute personal payment details that are not officially published or communicated by EMI Worldwide.

The Alternative Payment Facility stated above is specifically designated by the Institute for the receipt of authorised EMI-related payments on behalf of EMI Worldwide through the Office of the International Chancellor.

For any uncertainty concerning a payment, prospective payers should contact the EMI Worldwide International Office for confirmation before initiating the transaction.

4. Compliance Notice

EMI does not receive institutional funds through personal accounts outside the approved recipients for cash pickup as authorized by the EMI Board of Regents worldwide and supervised by the EMI Global Finance Team.
All payments must align with EMI’s institutional mandate and services
Cash pickup is conditional and intended only as a flexible alternative

After your payment, complete your application and submit the Registration and Enrollment Form.

EMI REGISTRATION AND ENROLLMENT FORM

English Master Institute (EMI) Worldwide is a globally recognized autonomous online institution, committed to excellence, transparency, and cross-border educational empowerment.

EMI Worldwide — Redefining Education Across Borders: Prioritizing the Discovery Development and Exploration of Potential

“It’s EMI to the World!”